Low Cost Watercraft Insurance in Savannah

​Why do I need Boat Insurance?
There is nothing quite as relaxing as boating.
Boating can be a great summer activity, especially for people who live near lakes, rivers, and reservoirs.
Because of the many dangers that are exposed around water, it is important for boat owners to make sure they are covered, when the unexpected happens.
Let us help you keep worry free, so that you are able to relax and enjoy the water, knowing you are well protected.
We have access to several products, enabling us to help you find the best coverage for you, with your specific needs in mind.
Here are just a few of the types of watercrafts that we can help provide coverage for: Small Boats, House Boats, Yachts, Mega Yachts, and Many More.
Let us help you give you peace of mind knowing your investment is well protected.
Please contact our agency today for a no obligation review of your insurance needs.

What Is Boat Insurance?
Boat insurance covers damage to your boat, motor, trailer, and personal items in the boat. It protects the boat owner against liability lawsuits and medical payments. Boat insurance protects most watercrafts with engines including small fishing boats, powerboats, houseboats, yachts, and pontoons. 
It's important to note that your boat is not covered by homeowners insurance. 
What Does Boat Insurance Cover?
The boat insurance coverage includes: 

• Collision damage
• Property damage liability
• Bodily injury liability
• Comprehensive coverage

Additional coverage options
Boat insurance provides a significant amount of protection and each form of coverage adds protection in certain scenarios. 
There are all sorts of add-on coverage that you can include on a boat insurance policy. 
Add-on boat insurance cover options include: 

• Roadside assistance
• Personal property protection
• Fishing equipment
• Medical payments
• Oil spills
• Damage to a dry dock
• Uninsured coverage

You should protect yourself against any scenario that you could potentially come across. If you sustain injuries from another boater or they damage your boat, you should have coverage if they are uninsured. ​
It's important to read through a policy and determine where you need added protection. Every policy and insurance carrier is different. Ask one of our insurance agents about your coverage options so you can plan for future expenditures.